I had to get an FHA loan to get my house about 3 years ago. They sent an inspector out to make sure the house was worth what I wanted to pay for it. The inspector initially failed it on some very stupid things. He said there was not enough cross ventilation in one of the crawlspaces. So the homeowner literally took a sledge hammer and made a big hole in one of the basement walls. He also said one of the porch supports was unsafe because it had peeling paint on it and someone could eat the paint chips and get sick. So the homeowner slapped a whole bunch of primer on the post (without scraping the previous paint, looks like crap). This house also had roof shingles falling off and no insulation in the basement or the attic. (which the inspector either didn't notice or didn't care)
I got the impression my inspector sucked at his job and was playing high and mighty because he knew his checkmark made the difference between me getting the house I wanted or not.
--- In DoIt_Yourself@yahoogroups.com, "Michael Baldwin" <mbaldwin577@...> wrote:
>
> hi,
> We are having our house appraised to use the equity in our house to pay off
> other debt. Does anyone have tips for what an FHA appraiser will be looking
> out for, and how to get through it? I have heard they can be pretty picky.
> he said he has to be able to look in every corner and test everything to
> make sure it works, and there can be no pealing paint.
> So if you can give me a better idea of exactly what they will look for, so I
> can make sure the house is prepared, I would much appreciate it.
>
> thanks,
> Michael
>
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